Budgeting and Saving Series

Confronting Debt

	Assess his/her financial situation by listing debts and liabilities
	Create a budget
	Explain how credit bureaus establish credit ratings
	Maintain a good credit rating

Eliminating Debt

	Choose the best credit card for his/her needs
	Avoid paying unnecessary fees and service charges
	Minimize revolving debt
	Rebuild damaged credit

Banking Basics

	Avoid paying bank transaction fees and service charges
	Explain how interest rates work
	Negotiate better rates on accounts and loans
	Compare banking options such as credit unions and other banks

Choosing Bank Accounts

	Choose the best checking account
	Choose the best savings account and/or CD
	Explain the advantages of online banking

Planning Your Retirement

	Explain investment terminology
	Plan a personal investment strategy
	Compare and choose among investment options such as stocks bonds and CDs

Making 401(k) Plans Work

	Explain the benefits of investing in a 401(k) plan
	Compare the 401(k) plan with other employer-provided investment options
	Enroll in a 401(k) plan
	Allocate 401(k) funds to maximize return and minimize risk

Exploring Investment Options

	Describe in basic terms how the stock market works
	Pick stocks based on personal investment needs
	Compare the advantages of stocks bonds and mutual funds
	Explain government investment options